LICHSGFIN: Q2 earnings advanced as lending shifted toward higher-yielding segments amid rate and credit risks
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NSE: LICHSGFIN · Financial Services
LIC Housing Finance Ltd.
₹495.30▲ ₹1.60 (+0.32%)
Price Chart · Daily closes
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⚡ Intelligence Signals
5 active
🟢 Bullish Earnings Catalyst
📊 RS Laggard (5D)
🔄 Sector Sweep
⚡ Signals Aligned
📉 Pullback
NiveshIQ has detected 5 active signals on LICHSGFIN. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeExpected Move
1D / 1W / 1M range derived from news, fundamentals & technicals
1 Day
±1.8%
1 Week
±4.2%
1 Month
±9.6%
Confidence Score
Based on historical directional & magnitude accuracy for this stock
74
/ 100
About LIC Housing Finance Ltd.
LIC Housing Finance Limited (LICHSGFIN) operates as a housing finance company, offering a wide spectrum of loan products including home purchase, construction, renovation, plot, and refinance loans, as well as corporate and staff quarter financing. The firm also provides loans against property and rental securitization, and extends credit to professionals and pensioners, diversifying its revenue streams beyond traditional home loans. In FY27 Q2, the company reported a 12% year‑on‑year rise in net profit to ₹1,507 crore, driven by an 11% increase in disbursements and robust loan growth that offset softer margins. The company projects double‑digit growth in H2 FY27, targeting a portfolio expansion to ₹3.5 lakh crore, underscoring its aggressive market penetration strategy. LIC Housing Financ
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹27,277 Cr +20.09% | ₹28,110 Cr +3.05% | ₹28,837 Cr +2.59% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹4,759 Cr +64.63% | ₹5,442 Cr +14.35% | ₹5,604 Cr +2.97% |
| EPS | ₹86.53 | ₹98.95 | ₹101.87 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
LIC Housing Finance Q2 FY27 slides: profit rises 11%, asset quality improves By Investing.com
Earnings call transcript: LIC Housing Finance posts mixed Q2 2026 results
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Sign up free — it's instantStrategic Outlook
- Q2FY27 results: PAT ₹1, 506 Cr, EPS ₹27.39. Growth context: PAT YoY +11.7%, PAT QoQ +0.5%.
Disbursement growth, funding costs, collections, and credit quality remain the key forward drivers for the next 2–4 quar...
FY26 (last completed FY): PAT ₹5, 604 Cr, EPS ₹101.87, ROE 14.3%. Year-on-year: PAT YoY +3.0%. The document provides una...
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⚡Intelligence Signals — AI-detected patterns across news, earnings & technicals
📈Price Chart — 1D to 1Y daily closes for LICHSGFIN
🎯Expected Move — 1D / 1W / 1M range from news, fundamentals & technicals
🧠Confidence Score — Historical directional & magnitude accuracy for this stock
🎙Analyst Target Price — Consensus target with buy / hold / sell breakdown
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Frequently Asked Questions
What AI signals does NiveshIQ provide for LIC Housing Finance Ltd.?
NiveshIQ detects active intelligence signals for LIC Housing Finance Ltd. (LICHSGFIN) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for LIC Housing Finance Ltd.?
LIC Housing Finance Ltd. operates in the Financial Services sector with a market capitalisation of ₹3,068,251.3L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.