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Paisalo Digital Ltd.
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Unlock signals — freeAbout Paisalo Digital Ltd.
Paisalo Digital Limited (PAISALO) is a non‑banking financial company that focuses on micro‑to‑small‑enterprise lending across rural and semi‑urban India. Its core revenue drivers are income‑generation loans such as Umeed, Pragati, and Vikas, which target self‑employed individuals and small business owners in agriculture, retail, and handicrafts. The firm also offers mobility financing—Gati, Raftaar, Do Ka Dum, and Ready Steady Go—catering to auto, electric rickshaw, and pre‑owned car buyers, while entrepreneurial loans like Udaan support commercial vehicle and equipment purchases. Paisalo’s SME and MSME portfolio spans manufacturing, services, and trading sectors, providing a diversified loan book. In FY‑24 the company reported revenue of ₹549 cr and net income of ₹251 cr, reflecting robus
Financial Highlights
| Metric | FY26 |
|---|---|
| Revenue | ₹940.94 Cr +22.20% |
| EBITDA Margin | 34.43% |
| Net Profit | ₹237.21 Cr +18.50% |
| EPS | ₹2.62 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Strategic Outlook
- Q1FY27 results: PAT ₹61 Cr, EPS ₹0.67. Growth context: PAT YoY +30.0%, PAT QoQ -15.1%.
Disbursement growth, funding costs, collections, and credit quality remain the key forward drivers for the next 2–4 quar...
FY26 (last completed FY): PAT ₹237 Cr, EPS ₹2.62. Year-on-year: PAT YoY +18.5%. Street consensus for FY27e: PAT ₹288 Cr,...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Paisalo Digital Ltd.?
NiveshIQ detects active intelligence signals for Paisalo Digital Ltd. (PAISALO) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Paisalo Digital Ltd.?
Paisalo Digital Ltd. operates in the Financial Services sector with a market capitalisation of ₹730,405.2L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.