Bajaj Housing Finance's Q1 profit jumps 23% as bad loans stay in check
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Bajaj Finance Ltd.
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Unlock signals — freeAbout Bajaj Finance Ltd.
Bajaj Finance Limited is a leading non-banking financial company in India, operating in the financial services sector. The company offers a diverse range of financing products, including consumer loans, SME loans, and micro-finance, catering to various customer segments. Its key revenue drivers are consumer loans, SME loans, and micro-finance, which collectively contribute to over 70% of its total revenue. In recent years, the company has witnessed significant growth, with its revenue increasing by 20% year-on-year to ₹43,835 crore in the latest fiscal year. The company has a strong competitive position in the Indian financial services market, with a large customer base and a wide network of branches and distribution channels. Bajaj Finance has a growth outlook driven by increasing demand
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹54,970 Cr +148.20% | ₹69,683 Cr +26.80% | ₹58,649 Cr -15.80% |
| EBITDA Margin | 0.00% | 0.00% | 103.55% |
| Net Profit | ₹14,452 Cr +135.70% | ₹16,780 Cr +16.10% | ₹19,106 Cr +13.90% |
| EPS | ₹23.60 | ₹26.85 | ₹30.60 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
Bajaj Housing Finance Ltd. Revenue Breakdown – NSE:BAJAJHFL
Bajaj Finserv moves Q1FY27 earnings call to 5:15 PM IST on July 31
Strategic Outlook
- Q4FY26 results: PAT ₹5, 553 Cr, EPS ₹8.78. Growth context: PAT QoQ +39.6%. Street verdict: beat, PAT surprise -1.7%.
Disbursement growth, funding costs, collections, and credit quality are poised to remain key drivers for Bajaj Finance o...
FY26 (last completed FY): PAT ₹19, 106 Cr, EPS ₹30.60, ROE 17.9%. Year-on-year: PAT YoY +13.9%. Street consensus for FY2...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Bajaj Finance Ltd.?
NiveshIQ detects active intelligence signals for Bajaj Finance Ltd. (BAJFINANCE) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Bajaj Finance Ltd.?
Bajaj Finance Ltd. operates in the Financial Services sector with a market capitalisation of ₹59,349,632.3L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.