Bandhan Bank cuts Q4FY27 ROA guidance to 1.2-1.4% on cost pressures
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Bandhan Bank Ltd.
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Unlock signals — freeAbout Bandhan Bank Ltd.
Bandhan Bank Limited operates across Treasury, Retail, Corporate/Wholesale, and Other Banking segments, offering a broad suite of deposit, loan, and payment services to personal and business customers. In FY27, the bank reported revenue of ₹9,938 crore and net income of ₹1,353 crore, with a 13.1% YoY rise in advances and a 455.78% jump in Q2 PAT to ₹621.75 crore. Deposit mobilization has strengthened liquidity, while the bank’s diversified loan portfolio—spanning home, gold, personal, and SME lending—has driven growth and helped curb NPAs to a low 1.5% of gross loans. Competitive positioning is reinforced by a robust digital platform, including internet/mobile banking, ATM network, and doorstep services, which capture a growing segment of tech‑savvy borrowers. The bank’s focus on high‑marg
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹12,490 Cr +6.50% | ₹14,457 Cr +15.75% | ₹13,564 Cr -6.18% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹2,230 Cr +1.59% | ₹2,745 Cr +23.13% | ₹1,224 Cr -55.43% |
| EPS | ₹13.84 | ₹17.04 | ₹7.60 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Bandhan Bank Limited (BANDHANBNK.NS) stock price, news, quote and history
Bandhan Bank Limited (BANDHANBNK.NS) stock price, news, quote and history
Strategic Outlook
- Q2FY27 results: PAT ₹622 Cr, EPS ₹3.86. Growth context: PAT YoY +455.8%, PAT QoQ +23.9%.
Loan growth, deposit mix, asset quality and margin stability are the primary drivers for the next 2–4 quarters; Bandhan ...
FY26 (last completed FY): PAT ₹1, 224 Cr, EPS ₹7.60. Year-on-year: PAT YoY -55.4%. Bandhan Bank highlights a strategic f...
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What AI signals does NiveshIQ provide for Bandhan Bank Ltd.?
NiveshIQ detects active intelligence signals for Bandhan Bank Ltd. (BANDHANBNK) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Bandhan Bank Ltd.?
Bandhan Bank Ltd. operates in the Financial Services sector with a market capitalisation of ₹3,322,643.4L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
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