SBI Q2 preview: NII to rise 11-13%; margin to hold on lower FCNR(B) flows
NiveshIQ
State Bank of India
NiveshIQ has detected 5 active signals on SBIN. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeAbout State Bank of India
State Bank of India (SBIN) is India’s largest bank, operating through Treasury, Corporate/Wholesale, Retail and Other Banking segments. Its core revenue drivers include retail deposits, personal and corporate loans, and fee‑based services such as card and digital banking. In Q2 FY27, SBIN is expected to report a net income of ₹86,210 Cr on revenue of ₹385,283 Cr, reflecting steady growth in retail lending and digital channels. The bank has recently announced an institutional investor meet in New York on November 5 to strengthen global investor relations. SBIN’s competitive position is reinforced by its extensive branch network and strong brand equity, though it faces margin pressure from rising interest rates and regulatory compliance costs. The outlook remains positive, with analysts proj
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹3.3L Cr +18.15% | ₹3.6L Cr +8.23% | ₹3.9L Cr +8.89% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹67,085 Cr +20.55% | ₹77,561 Cr +15.62% | ₹83,299 Cr +7.40% |
| EPS | ₹75.17 | ₹86.91 | ₹91.16 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
ITC, State Bank of India and 10 Other Stocks Set to Announce Q2 FY27 Results Next Week
Indian 10-Year Bond Yield May Ease to 6.75-7% by Mar 2027: SBI
Strategic Outlook
- Q1FY27 results: PAT ₹24, 113 Cr, EPS ₹26.12. Growth context: PAT YoY +13.7%, PAT QoQ +22.8%. Street verdict: strong beat, PAT surprise +28.5%.
Loan growth, deposit mix, asset quality, and margin stability remain the key forward drivers for the next 2–4 quarters. ...
FY26 (last completed FY): PAT ₹83, 299 Cr, EPS ₹91.16, ROE 15.2%. Year-on-year: PAT YoY +7.4%. Street consensus for FY27...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for State Bank of India?
NiveshIQ detects active intelligence signals for State Bank of India (SBIN) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for State Bank of India?
State Bank of India operates in the Financial Services sector with a market capitalisation of ₹89,869,286.1L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.