Tata Capital PAT surges 56% to ₹1,547 cr; AI boosts operating leverage
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Tata Capital Ltd.
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Unlock signals — freeAbout Tata Capital Ltd.
Tata Capital Limited operates through Financing, Investment, and Others segments, delivering a broad portfolio of retail, SME, corporate, and institutional financial services across India, Singapore, and the UK. In FY25, the company reported revenue of ₹13,619 crore and net income of ₹5,404 crore, with a 56% surge in PAT to ₹1,547 crore driven by AI‑enabled operating leverage. Key revenue drivers include retail and corporate loans, asset financing, bill discounting, and infrastructure finance, while the investment arm focuses on credit‑linked securities and private equity. Recent developments feature the filing of FY26 BRSR with SGS assurance, a ₹46.4 lakh SEBI settlement disclosure, and the launch of a ₹2,500 crore Healthcare Fund targeting IPO candidates. The firm has also raised capital
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹17,049 Cr +39.50% | ₹27,168 Cr +59.40% | ₹31,583 Cr +16.30% |
| EBITDA Margin | 28.17% | 21.40% | 0.00% |
| Net Profit | ₹4,891 Cr | ||
| EPS | – | – | – |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
Tata Capital files FY26 BRSR with SGS assurance, discloses ₹46.4 lakh SEBI settlement
Tata Capital Ltd Dividend History, Yield & Record Date
Strategic Outlook
- Q1FY27 results: PAT ₹1, 628 Cr, EPS ₹3.65. Growth context: PAT QoQ +11.0%. Street verdict: strong beat.
Disbursement growth, funding costs, collections, and credit quality remain the key forward drivers for the next 2–4 quar...
FY26 (last completed FY): PAT ₹4, 891 Cr. Street consensus for FY27e: PAT ₹6, 899 Cr, EPS ₹16.36 — implying +41.0% earni...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Tata Capital Ltd.?
NiveshIQ detects active intelligence signals for Tata Capital Ltd. (TATACAP) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Tata Capital Ltd.?
Tata Capital Ltd. operates in the Financial Services sector with a market capitalisation of ₹13,548,233.7L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.