Banking sector stocks today, November 2: Utkarsh Small Finance Bank jumps 4.19%, Bank of Baroda gains 3.22%; Federal Bank falls 1.59%
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Ujjivan Small Finance Bank Ltd.
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Unlock signals — freeAbout Ujjivan Small Finance Bank Ltd.
Ujjivan Small Finance Bank Limited operates across Treasury, Retail and Corporate/Wholesale banking, offering a broad suite of deposit products including savings, current, NRI and fixed deposits, as well as a diversified loan portfolio covering micro, home, vehicle, agricultural and SME lending. In FY23, the bank generated ₹5,113 crore in revenue and ₹1,149 crore in net income, reflecting a robust earnings base. Recent Q2 results show a 53% jump in profit to ₹858 crore, aligning with industry peers and underscoring improved asset quality. The bank’s competitive edge lies in its strong penetration in underserved rural and semi-urban markets, supported by a network of 1,200+ branches and digital banking channels such as mobile, WhatsApp and video banking. Growth prospects are driven by expan
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹4,196 Cr +27.66% | ₹4,482 Cr +6.82% | ₹4,979 Cr +11.07% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹1,281 Cr +16.51% | ₹726.10 Cr -43.34% | ₹692.63 Cr -4.61% |
| EPS | ₹6.65 | ₹3.75 | ₹3.57 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Ujjivan Small Finance Bank: Head of Internal Audit Retires
Ujjivan Small Finance Bank Limited (UJJIVANSFB.BO) Stock Price, News, Quote & History
Strategic Outlook
- Q2FY27 results: PAT ₹365 Cr, EPS ₹1.87. Growth context: PAT YoY +199.9%, PAT QoQ +15.3%.
Loan growth, deposit mix, asset quality and margin stability are the primary drivers for the next 2–4 quarters; the noti...
FY26 (last completed FY): PAT ₹693 Cr, EPS ₹3.57, ROE 16.6%. Year-on-year: PAT YoY -4.6%. The document is a formal notic...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Ujjivan Small Finance Bank Ltd.?
NiveshIQ detects active intelligence signals for Ujjivan Small Finance Bank Ltd. (UJJIVANSFB) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Ujjivan Small Finance Bank Ltd.?
Ujjivan Small Finance Bank Ltd. operates in the Financial Services sector with a market capitalisation of ₹1,092,066.6L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.