City Union Bank Q1 Results: Core income grows 31%, asset quality strong; Stock up 8%
NiveshIQ
Union Bank of India
NiveshIQ has detected 5 active signals on UNIONBANK. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeAbout Union Bank of India
Union Bank of India is a leading Indian banking company operating in four key segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company generates significant revenue from its retail banking operations, which account for approximately 60% of its total revenue. Its diversified product offerings, including personal, MSME, agriculture, foreign currency, and gold loans, contribute to its strong revenue growth. Recent developments in the banking sector, such as the RBI's approval for Kotak Mahindra Bank to acquire a stake in City Union Bank, may impact Union Bank's competitive position. However, the company's strong brand presence and wide network of branches across India continue to drive its growth. With a net income of
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹1.0L Cr +132.70% | ₹1.1L Cr +7.60% | ₹1.1L Cr -13.00% |
| EBITDA Margin | 0.00% | 0.00% | 0.52% |
| Net Profit | ₹13,797 Cr +171.80% | ₹18,027 Cr +30.70% | ₹19,430 Cr -14.80% |
| EPS | ₹18.86 | ₹23.61 | ₹19.68 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
Union Bank Of India To Consider Fund Raising
Union Bank of India board to consider foreign currency debt issue
Strategic Outlook
- Q4FY26 results: revenue ₹26,676 Cr, PAT ₹5,504 Cr, EPS ₹7.21, EBITDA margin 3.6%. Growth context: revenue YoY -51.8%, PAT YoY -71.6%, revenue QoQ -0.5%, PAT QoQ +8.5%. Street verdict: beat, revenue surprise +90.8%, PAT surprise +9.3%.
The absence of recent capex or expansion announcements underscores the importance of demand conversion and margin discip...
Management's guidance for FY26 points to revenue growth of 5.8% and PAT growth of 4.0%, with key inputs for the next ana...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Union Bank of India?
NiveshIQ detects active intelligence signals for Union Bank of India (UNIONBANK) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Union Bank of India?
Union Bank of India operates in the PSU Banks sector with a market capitalisation of ₹13,006,901.1L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.