UCO Bank cuts 3-month TBLR to 5.25%, raises G-Sec rates
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UCO Bank
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Unlock signals — freeAbout UCO Bank
UCO Bank operates across retail, corporate, and international banking segments, offering deposit products, a wide range of loans (agri, home, vehicle, mortgage, SME, infrastructure), and insurance and treasury services. In Q2 FY27, the bank reported a 27% rise in net profit to ₹785.64 cr, driven by a 25% growth in advances and robust treasury income, positioning it among the top performers in the sector. The bank’s deposit base grew steadily, supported by its NRI and foreign currency offerings, while its credit portfolio expanded with a 12‑14% target for FY27. UCO Bank’s competitive edge lies in its diversified product mix and strong presence in rural and semi‑urban markets, which help mitigate concentration risk. Revenue for FY27 stood at ₹13,076 cr with a net income of ₹2,817 cr, reflect
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹11,366 Cr +15.38% | ₹14,037 Cr +23.49% | ₹13,656 Cr -2.71% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹1,672 Cr -8.47% | ₹2,468 Cr +47.65% | ₹2,768 Cr +12.15% |
| EPS | ₹1.40 | ₹2.06 | ₹2.21 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
UCO Bank (UCOBANK.BO) Seasonal Returns Chart - Yahoo Finance
UCO Bank (UCOBANK.NS) Seasonal Returns Chart - Yahoo Finance
Strategic Outlook
- Q2FY27 results: PAT ₹786 Cr, EPS ₹0.63. Growth context: PAT QoQ +19.7%.
Loan growth, deposit mix, asset quality, and margin stability remain the key forward drivers for the next 2–4 quarters. ...
FY26 (last completed FY): PAT ₹2, 768 Cr, EPS ₹2.21, ROE 8.5%. Year-on-year: PAT YoY +12.1%. UCO Bank reported a 18.81% ...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for UCO Bank?
NiveshIQ detects active intelligence signals for UCO Bank (UCOBANK) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for UCO Bank?
UCO Bank operates in the Financial Services sector with a market capitalisation of ₹3,359,347.8L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.