Cholamandalam expects AUM to grow at 23-24% in FY27
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Cholamandalam Investment and Finance Company Ltd.
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Unlock signals — freeAbout Cholamandalam Investment and Finance Company Ltd.
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) is a non‑banking finance company that generates revenue primarily through vehicle finance, loan‑against‑property, home loans, and other loan segments, with a diversified portfolio that includes commercial and passenger vehicle loans, two‑ and three‑wheelers, tractors, construction equipment, and consumer loans. In FY27 Q2, the company reported a 41% rise in net income, while its assets under management grew 25% YoY, reflecting robust demand across its core lending segments. The board approved a Qualified Institutional Placement (QIP) of up to ₹5,000 crore to strengthen the balance sheet and support future growth initiatives. Competitive positioning is bolstered by a broad dealer platform (Gaadi Baza) and ancillary services suc
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹19,140 Cr +48.55% | ₹25,846 Cr +35.04% | ₹31,073 Cr +20.22% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹3,420 Cr +28.34% | ₹4,263 Cr +24.64% | ₹5,233 Cr +22.75% |
| EPS | ₹41.17 | ₹50.72 | ₹61.98 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Cholamandalam In & Fin Co Share Price - Live NSE: CHOLAFIN Stock Price & Chart
Chola Finance targets Rs 5,000 crore gold loan AUM in FY27
Strategic Outlook
- Q2FY27 results: revenue ₹9, 395 Cr, PAT ₹1, 764 Cr, EPS ₹19.09. Growth context: revenue YoY +25.4%, PAT YoY +52.1%, revenue QoQ +6.1%, PAT QoQ +6.5%.
Order growth, user retention, network density, take‑rate discipline and unit economics are the primary drivers for the n...
FY26 (last completed FY): revenue ₹31, 073 Cr, PAT ₹5, 233 Cr, EPS ₹61.98. Year-on-year: revenue YoY +20.2%, PAT YoY +22...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Cholamandalam Investment and Finance Company Ltd.?
NiveshIQ detects active intelligence signals for Cholamandalam Investment and Finance Company Ltd. (CHOLAFIN) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Cholamandalam Investment and Finance Company Ltd.?
Cholamandalam Investment and Finance Company Ltd. operates in the Financial Services sector with a market capitalisation of ₹13,957,145.6L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
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No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.