DCB Bank Q2 FY27: Record Profit of INR 236 Crore, NIM Under Pressure
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NSE: DCBBANK · Financial Services
DCB Bank Ltd.
₹188.10▼ ₹4.51 (-2.34%)
Price Chart · Daily closes
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⚡ Intelligence Signals
5 active
🟢 Bullish Earnings Catalyst
📊 RS Laggard (5D)
🔄 Sector Sweep
⚡ Signals Aligned
📉 Pullback
NiveshIQ has detected 5 active signals on DCBBANK. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeExpected Move
1D / 1W / 1M range derived from news, fundamentals & technicals
1 Day
±1.8%
1 Week
±4.2%
1 Month
±9.6%
Confidence Score
Based on historical directional & magnitude accuracy for this stock
74
/ 100
About DCB Bank Ltd.
DCB Bank Limited operates across Treasury, Corporate/Wholesale, Retail, and Other Banking segments, offering a broad suite of deposit, card, and payment services alongside secured lending such as property, vehicle, and microfinance loans. In Q2 FY27, the bank posted a record net profit of ₹236 cr, up 29% YoY, while its net interest margin faced downward pressure amid rising funding costs. The bank’s retail deposit base grew to ₹12,500 cr, driven by aggressive NRI and recurring deposit campaigns, supporting a 12% YoY increase in interest income. Corporate banking revenue rose 8% to ₹1,200 cr, buoyed by trade finance and foreign exchange services, while the micro‑finance arm contributed ₹300 cr in loan disbursements. DCB Bank’s competitive edge lies in its extensive branch network and digita
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹2,402 Cr +12.97% | ₹2,857 Cr +18.94% | ₹3,312 Cr +15.91% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹535.97 Cr +15.12% | ₹615.33 Cr +14.81% | ₹731.56 Cr +18.89% |
| EPS | ₹17.18 | ₹19.63 | ₹23.01 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
DCB Bank Ltd. Share Price Today - DCB Bank Ltd. Stock Price Live NSE/BSE
DCB Bank ESOP Allotment October 2026: Key Details
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+ 3 more stories about DCB Bank Ltd.
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Sign up free — it's instantStrategic Outlook
- Q2FY27 results: PAT ₹236 Cr, EPS ₹7.34. Growth context: PAT YoY +28.5%, PAT QoQ +10.9%.
Loan growth, deposit mix, asset quality, and margin stability are the primary forward drivers for the next 2–4 quarters;...
FY26 (last completed FY): PAT ₹732 Cr, EPS ₹23.01, ROE 13.0%. Year-on-year: PAT YoY +18.9%. The document discloses relat...
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+ 3 more outlook points
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⚡Intelligence Signals — AI-detected patterns across news, earnings & technicals
📈Price Chart — 1D to 1Y daily closes for DCBBANK
🎯Expected Move — 1D / 1W / 1M range from news, fundamentals & technicals
🧠Confidence Score — Historical directional & magnitude accuracy for this stock
🎙Analyst Target Price — Consensus target with buy / hold / sell breakdown
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Frequently Asked Questions
What AI signals does NiveshIQ provide for DCB Bank Ltd.?
NiveshIQ detects active intelligence signals for DCB Bank Ltd. (DCBBANK) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for DCB Bank Ltd.?
DCB Bank Ltd. operates in the Financial Services sector with a market capitalisation of ₹655,717.5L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.