Five-Star Business Finance posts ₹271 crore PAT on record disbursements
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Five-Star Business Finance Ltd.
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Unlock signals — freeAbout Five-Star Business Finance Ltd.
Five-Star Business Finance Limited (FIVESTAR) is a non‑banking financial company headquartered in Chennai that primarily offers business loans, personal loans for purposes such as home renovation, education, and marriage, and mortgage loans to small business owners and self‑employed individuals. In Q2 FY27, the company reported record disbursements and a 5% rise in net profit, driven by higher net interest income and a 14% expansion in assets under management. Revenue for the quarter stood at ₹2,367 crore, while net income reached ₹1,117 crore, reflecting strong profitability despite near‑term margin pressure. The firm’s competitive edge lies in its diversified loan portfolio and deep penetration in the underserved small‑business segment, supported by a robust credit underwriting framework
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹2,183 Cr +42.77% | ₹2,848 Cr +30.46% | ₹3,218 Cr +13.00% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹835.92 Cr +38.51% | ₹1,072 Cr +28.30% | ₹1,099 Cr +2.45% |
| EPS | ₹28.64 | ₹36.61 | ₹37.31 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Five-Star Business Finance (NSE:FIVESTAR) Q2 FY27 Earnings Call Highlights Record Disbursements and Strong Profitability
Five-Star Business Finance (NSE:FIVESTAR) Q2 FY27 Earnings Call Highlights Record Disbursements and Strong Profitability
Strategic Outlook
- Q2FY27 results: PAT ₹299 Cr, EPS ₹10.14. Growth context: PAT YoY +4.6%, PAT QoQ +10.3%.
Disbursement growth, funding costs, collections, and credit quality are the primary forward drivers for the next 2–4 qua...
FY26 (last completed FY) PAT ₹1, 099 Cr, EPS ₹37.31, ROE 15.2%, with PAT YoY +2.4%. Street consensus for FY27e projects ...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Five-Star Business Finance Ltd.?
NiveshIQ detects active intelligence signals for Five-Star Business Finance Ltd. (FIVESTAR) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Five-Star Business Finance Ltd.?
Five-Star Business Finance Ltd. operates in the Financial Services sector with a market capitalisation of ₹1,639,916.7L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
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No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.