Federal Bank Q2 FY27 results: profits, key drivers and outlook
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Federal Bank Ltd.
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Unlock signals — freeAbout Federal Bank Ltd.
The Federal Bank Limited operates across four core segments—Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations—offering a broad suite of products from savings and fixed deposits to credit cards and digital payment solutions. In FY27 Q2, the bank reported a record profit of ₹1,386 crore, driven by higher net interest income and a 12% rise in retail loan book, while maintaining a robust asset quality profile with NPA ratios below 2%. Recent developments include the launch of fintech partnership products and the expansion of its digital trading platform, Fed‑e‑Trade, to capture the growing online investment market. Competitively, the bank holds a strong presence in the southern Indian market, with a market share of 5.8% in retail deposits, and benefits from a
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹12,287 Cr +19.61% | ₹14,399 Cr +17.19% | ₹16,501 Cr +14.60% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹3,880 Cr +22.62% | ₹4,159 Cr +7.17% | ₹4,345 Cr +4.48% |
| EPS | ₹16.76 | ₹16.98 | ₹17.67 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Federal Bank stock in focus after record Q2 profit of INR 1,386 crore
The Federal Bank Limited (FEDERALBNK.NS) Seasonal returns chart
Strategic Outlook
- Q2FY27 results: PAT ₹1, 499 Cr, EPS ₹6.07. Growth context: PAT YoY +51.1%, PAT QoQ +19.3%.
Loan growth, deposit mix, asset quality, and margin stability are the primary drivers for the next 2–4 quarters, with th...
FY26 (last completed FY): PAT ₹4, 345 Cr, EPS ₹17.67, ROE 13.3%. Year-on-year: PAT YoY +4.5%. The report focuses on unau...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Federal Bank Ltd.?
NiveshIQ detects active intelligence signals for Federal Bank Ltd. (FEDERALBNK) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Federal Bank Ltd.?
Federal Bank Ltd. operates in the Financial Services sector with a market capitalisation of ₹7,328,155.6L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.