What Investors Got Wrong About CreditAccess Grameen Before The Drop
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CreditAccess Grameen Ltd.
NiveshIQ has detected 5 active signals on CREDITACC. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeAbout CreditAccess Grameen Ltd.
CreditAccess Grameen Limited (CREDITACC) is a non‑banking financial company headquartered in Bengaluru that focuses on micro‑finance for women from low‑income households, offering a range of products including microcredit, home improvement, emergency, and family welfare loans. The firm also provides retail finance products such as two‑wheeler, housing, and special purpose loans, and has expanded into digital lending with apps like Grameen Mahi and Pragathi. In FY27 Q2, the company reported a revenue of ₹3,590 crore and a net income of ₹1,587 crore, reflecting a robust earnings beat against estimates. Recent earnings calls highlighted profitable expansion plans and a rollout of mortgage products, while analysts maintain a “Buy” stance with a target of ₹1,578. CreditAccess Grameen’s competit
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹5,167 Cr +45.74% | ₹5,752 Cr +11.34% | ₹6,059 Cr +5.33% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹1,446 Cr +75.04% | ₹531.40 Cr -63.25% | ₹777.64 Cr +46.34% |
| EPS | ₹90.88 | ₹33.32 | ₹48.63 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
CreditAccess Grameen Ltd Forms Death Cross, Signalling Bearish Trend Ahead
Buy CreditAccess Grameen; target of Rs 1500: Emkay Global Financial
Strategic Outlook
- Q2FY27 results: PAT ₹502 Cr, EPS ₹31.27. Growth context: PAT YoY +298.7%, PAT QoQ +1.7%.
Disbursement growth, funding costs, collections, and credit quality will drive performance over the next 2–4 quarters; m...
FY26 (last completed FY): PAT ₹778 Cr, EPS ₹48.63, ROE 19.7%. Year-on-year: PAT YoY +46.3%. No management guidance or fo...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for CreditAccess Grameen Ltd.?
NiveshIQ detects active intelligence signals for CreditAccess Grameen Ltd. (CREDITACC) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for CreditAccess Grameen Ltd.?
CreditAccess Grameen Ltd. operates in the Financial Services sector with a market capitalisation of ₹2,396,397.6L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.