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NSE: IOB  ·  Financial Services

Indian Overseas Bank

₹29.29▲ ₹0.55 (+1.91%)
Volume: 2,763,811Day Range: ₹28.79 – ₹29.6752W Range: ₹28.32 – ₹41.14
Price Chart  ·  Daily closes
1Y 6M 3M 1M 1W 1D
⚡ Intelligence Signals 5 active
🟢 Bullish Earnings Catalyst 📊 RS Laggard (5D) 🔄 Sector Sweep ⚡ Signals Aligned 📉 Pullback

NiveshIQ has detected 5 active signals on IOB. Sign up free to see what each signal means and how it affects the stock.

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Expected Move
1D / 1W / 1M range derived from news, fundamentals & technicals
1 Day
±1.8%
1 Week
±4.2%
1 Month
±9.6%
Confidence Score
Based on historical directional & magnitude accuracy for this stock
74 / 100

About Indian Overseas Bank

Indian Overseas Bank (IOB) operates across Treasury, Corporate/Wholesale, Retail, and Other Banking segments, offering a broad suite of deposit, loan, and ancillary services including NRI accounts, insurance, and digital banking. In FY27, IOB generated ₹16,681 crore in revenue and ₹6,660 crore in net income, reflecting steady profitability amid a competitive banking landscape. Recent developments include the appointment of 40‑year‑old CA Akshit Choudhary as CFO, signalling a focus on financial discipline and growth. The bank has maintained a nil deviation in fund utilisation for Q2 2026, underscoring efficient capital deployment. IOB’s loan portfolio remains diversified with significant exposure to corporate, SME, and agricultural lending, while its retail branch network continues to expan

Financial Highlights

MetricFY24FY25FY26
Revenue₹15,504 Cr +25.27%₹16,506 Cr +6.46%₹18,210 Cr +10.33%
EBITDA Margin0.00%0.00%0.00%
Net Profit₹2,666 Cr +26.70%₹3,396 Cr +27.38%₹5,418 Cr +59.58%
EPS₹1.40₹1.79₹16.94

Annual figures in Indian Rupees (Crores). Source: company filings (NSE).

Recent News

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Strategic Outlook

Loan growth, deposit mix, asset quality, and margin stability are the primary forward drivers for the next 2–4 quarters;...

FY26 (last completed FY): PAT ₹5, 418 Cr, EPS ₹16.94, ROE 17.9%. Year-on-year: PAT YoY +59.6%. The report contains detai...

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⚡Intelligence Signals — AI-detected patterns across news, earnings & technicals
📈Price Chart — 1D to 1Y daily closes for IOB
🎯Expected Move — 1D / 1W / 1M range from news, fundamentals & technicals
🧠Confidence Score — Historical directional & magnitude accuracy for this stock
🎙Analyst Target Price — Consensus target with buy / hold / sell breakdown
📰Full News Feed — All stories synced in real time with AI impact summaries
🔭Strategic Outlook — Growth drivers, risks & upcoming catalysts
📊Watchlist & Portfolio — Track IOB alongside your other holdings
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Frequently Asked Questions

What AI signals does NiveshIQ provide for Indian Overseas Bank?

NiveshIQ detects active intelligence signals for Indian Overseas Bank (IOB) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.

What are the key financials for Indian Overseas Bank?

Indian Overseas Bank operates in the Financial Services sector with a market capitalisation of ₹6,356,600.1L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.

Does NiveshIQ provide investment advice?

No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.

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