Indian Overseas Bank (NSE:IOB): Did It Publish Q2 FY27 Financial Results in Newspapers?
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Indian Overseas Bank
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Unlock signals — freeAbout Indian Overseas Bank
Indian Overseas Bank (IOB) operates across Treasury, Corporate/Wholesale, Retail, and Other Banking segments, offering a broad suite of deposit, loan, and ancillary services including NRI accounts, insurance, and digital banking. In FY27, IOB generated ₹16,681 crore in revenue and ₹6,660 crore in net income, reflecting steady profitability amid a competitive banking landscape. Recent developments include the appointment of 40‑year‑old CA Akshit Choudhary as CFO, signalling a focus on financial discipline and growth. The bank has maintained a nil deviation in fund utilisation for Q2 2026, underscoring efficient capital deployment. IOB’s loan portfolio remains diversified with significant exposure to corporate, SME, and agricultural lending, while its retail branch network continues to expan
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹15,504 Cr +25.27% | ₹16,506 Cr +6.46% | ₹18,210 Cr +10.33% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹2,666 Cr +26.70% | ₹3,396 Cr +27.38% | ₹5,418 Cr +59.58% |
| EPS | ₹1.40 | ₹1.79 | ₹16.94 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Indian Overseas Bank Appoints 40-Year-Old CA Akshit Choudhary as CFO
Akme Fintrade secures ₹50 crore term loan from Indian Overseas Bank
Strategic Outlook
- Q2FY27 results: PAT ₹1, 963 Cr, EPS ₹1.02. Growth context: PAT YoY +55.9%, PAT QoQ +14.4%.
Loan growth, deposit mix, asset quality, and margin stability are the primary forward drivers for the next 2–4 quarters;...
FY26 (last completed FY): PAT ₹5, 418 Cr, EPS ₹16.94, ROE 17.9%. Year-on-year: PAT YoY +59.6%. The report contains detai...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Indian Overseas Bank?
NiveshIQ detects active intelligence signals for Indian Overseas Bank (IOB) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Indian Overseas Bank?
Indian Overseas Bank operates in the Financial Services sector with a market capitalisation of ₹6,356,600.1L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.