Jammu and Kashmir Bank Limited Reports Earnings Results for the First Quarter Ended June 30, 2026
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NSE: J&KBANK · Private Banks
Jammu & Kashmir Bank Ltd.
₹154.63▼ ₹22.67 (-12.79%)
Price Chart · Daily closes
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⚡ Intelligence Signals
5 active
🟢 Bullish Earnings Catalyst
📊 RS Laggard (5D)
🔄 Sector Sweep
⚡ Signals Aligned
📉 Pullback
NiveshIQ has detected 5 active signals on J&KBANK. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeExpected Move
1D / 1W / 1M range derived from news, fundamentals & technicals
1 Day
±1.8%
1 Week
±4.2%
1 Month
±9.6%
Confidence Score
Based on historical directional & magnitude accuracy for this stock
74
/ 100
About Jammu & Kashmir Bank Ltd.
Jammu and Kashmir Bank Limited (J&KBANK) is a leading financial services provider in India, operating through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers a wide range of banking products and services, including savings, current, and term deposits, as well as various loan products such as housing, consumer, and education loans. In the recent quarter, J&KBANK reported a net profit of ₹428.80 crore, aided by the PSLC policy change and robust asset quality. The company's digital transactions have exceeded 94%, indicating a strong shift towards digital banking. J&KBANK's revenue stood at ₹6804 Cr, with a net income of ₹2360 Cr. The company's competitive position is strong, with a significant presence in the Jammu and
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹11,212 Cr +19.90% | ₹12,541 Cr +11.90% | ₹14,101 Cr +12.40% |
| EBITDA Margin | 0.00% | 0.00% | 68.28% |
| Net Profit | ₹1,771 Cr +50.00% | ₹2,082 Cr +17.60% | ₹2,368 Cr +13.70% |
| EPS | ₹16.52 | ₹18.90 | ₹21.42 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
Transcript : Jammu and Kashmir Bank Limited, Q1 2027 Earnings Call, Jul 29, 2026
Jammu & Kashmir Bank Q1 net profit drops 11.5% to Rs 429 crore
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Sign up free — it's instantStrategic Outlook
- Q1FY27 results: PAT ₹425 Cr, EPS ₹3.89. Growth context: PAT QoQ -46.8%.
Loan growth, deposit mix, asset quality, and margin stability remain the key forward drivers for the next 2–4 quarters. ...
FY26 (last completed FY): PAT ₹2, 368 Cr, EPS ₹21.42, ROE 15.4%. Year-on-year: PAT YoY +13.7%. Street consensus for FY27...
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⚡Intelligence Signals — AI-detected patterns across news, earnings & technicals
📈Price Chart — 1D to 1Y daily closes for J&KBANK
🎯Expected Move — 1D / 1W / 1M range from news, fundamentals & technicals
🧠Confidence Score — Historical directional & magnitude accuracy for this stock
🎙Analyst Target Price — Consensus target with buy / hold / sell breakdown
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Jammu & Kashmir Bank Ltd.?
NiveshIQ detects active intelligence signals for Jammu & Kashmir Bank Ltd. (J&KBANK) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Jammu & Kashmir Bank Ltd.?
Jammu & Kashmir Bank Ltd. operates in the Private Banks sector with a market capitalisation of ₹1,553,768.4L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.