Jana Small Finance Bank (NSE:JSFB) Q2 FY27: Profit at ₹170.36 Crore, Deposits Up About 17.5%
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Jana Small Finance Bank Ltd.
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Unlock signals — freeAbout Jana Small Finance Bank Ltd.
Jana Small Finance Bank Limited (JSFB) operates as a diversified financial services provider in India, offering retail banking, corporate/wholesale banking, treasury, and other banking operations. Its core revenue drivers include deposits—up 17.5% in Q2 FY27— and a broad loan portfolio spanning two‑wheeler, group, business, gold, home improvement, agri group, individual, and home loans. The bank also generates income from insurance products (life, general, health) and payment and investment services, supported by robust digital banking platforms. Recent Q2 FY27 results showed a 127% jump in profit to ₹170.36 crore, reflecting strong deposit growth and efficient cost management. JSFB maintains a competitive position among small finance banks by leveraging its extensive branch network and di
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹2,798 Cr +142.20% | ₹3,169 Cr +13.25% | ₹3,615 Cr +14.07% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹669.54 Cr +234.20% | ₹501.42 Cr -25.11% | ₹326.43 Cr -34.90% |
| EPS | ₹90.85 | ₹47.89 | ₹31.02 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
Jana Small Finance Bank (NSE:JSFB) Q2 FY27 Profit Jumps 127%: What Comes Next?
Jana Small Finance Bank (NSE:JSFB) Q2 FY27 Profit Jumps 127%: What Comes Next?
Strategic Outlook
- Q2FY27 results: PAT ₹170 Cr, EPS ₹16.12. Growth context: PAT YoY +127.1%, PAT QoQ +9.7%.
Loan growth, deposit mix, asset quality, and margin stability are the primary drivers for the next 2–4 quarters; a half‑...
FY26 (last completed FY): PAT ₹326 Cr, EPS ₹31.02, ROE 10.3%. Year-on-year: PAT YoY -34.9%. Half‑yearly debt securities ...
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What AI signals does NiveshIQ provide for Jana Small Finance Bank Ltd.?
NiveshIQ detects active intelligence signals for Jana Small Finance Bank Ltd. (JSFB) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Jana Small Finance Bank Ltd.?
Jana Small Finance Bank Ltd. operates in the Financial Services sector with a market capitalisation of ₹482,439.1L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
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