PB Fintech shares hit 52-week low after Q2 results; why is the stock falling?
NiveshIQ
PB Fintech Ltd.
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Unlock signals — freeAbout PB Fintech Ltd.
PB Fintech Limited operates an online marketplace for insurance and lending products in India and the UAE, primarily through its Policybazaar and Paisabazaar platforms. The core business is split into Insurance Broker Services and Other Services, with the former generating the bulk of revenue through policy comparison, evaluation, and application for a wide range of insurance products. In Q2 FY27, the company posted a 35% year‑on‑year revenue growth to ₹7,898 crore, driven by increased digital adoption and AI‑enabled operations that improved customer acquisition and underwriting efficiency. Recent developments include regulatory scrutiny over the agent business under the proposed IRDAI draft rules, prompting tighter cost control and a shift toward direct digital sales. PB Fintech maintains
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹3,438 Cr +34.40% | ₹4,977 Cr +44.78% | ₹6,794 Cr +36.50% |
| EBITDA Margin | -5.42% | 1.88% | 7.50% |
| Net Profit | ₹64.41 Cr -113.10% | ₹353.01 Cr +448.07% | ₹669.94 Cr +89.78% |
| EPS | ₹1.50 | ₹7.77 | ₹14.58 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
VBL, PB Fintech, Welspun Living shares: Jefferies sees 22-54% upside; here's why
PB Fintech Q2 Review: Higher Spending, Regulatory Uncertainty Worry Brokerages Despite Strong Insurance Growth
Strategic Outlook
- Q2FY27 results: PAT ₹192 Cr, EPS ₹4.16. Growth context: PAT YoY +42.7%, PAT QoQ +18.1%.
Premium growth, persistency, claims discipline, and product mix remain the key forward drivers for the next 2–4 quarters...
FY26 (last completed FY) PAT ₹670 Cr, EPS ₹14.58, ROE 11.1%; PAT YoY +89.8%. Management guidance for FY27 points to PAT ...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for PB Fintech Ltd.?
NiveshIQ detects active intelligence signals for PB Fintech Ltd. (POLICYBZR) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for PB Fintech Ltd.?
PB Fintech Ltd. operates in the Financial Services sector with a market capitalisation of ₹4,621,644.3L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.