PNB Housing Finance Limited Revenue Breakdown – NSE:PNBHOUSING
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PNB Housing Finance Ltd.
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PNB Housing Finance Limited (PNBHOUSING) is a leading housing finance company in India, operating since 1988. The company provides a range of loan products, including home loans, loan against property, and loans for real estate developers. PNB Housing Finance's key revenue drivers include home loans, which account for a significant portion of its total revenue. The company has a strong asset quality, with a gross non-performing asset (GNPA) ratio of 1.5%. PNB Housing Finance has received a CARE AAA rating, reaffirming its strong financial position. The company's recent developments, including the reaffirmation of its CARE AAA rating and a PAT of ₹2,291 Cr in FY26, indicate a positive growth outlook. With a strong competitive position in the Indian housing finance market, PNB Housing Financ
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹7,051 Cr +105.40% | ₹7,666 Cr +8.70% | ₹8,505 Cr +10.90% |
| EBITDA Margin | 0.00% | 0.00% | 25.31% |
| Net Profit | ₹1,507 Cr +175.00% | ₹1,936 Cr +28.50% | ₹2,291 Cr +18.30% |
| EPS | ₹58.07 | ₹74.51 | ₹87.98 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
PNB Housing Finance dispatches AGM notice and FY26 annual report, opts for virtual meeting
PNB Housing Finance secures A+ ESG rating, reports 16% loan growth
Strategic Outlook
- Q4FY26 results: PAT ₹656 Cr, EPS ₹25.17. Growth context: PAT YoY -78.9%, PAT QoQ +26.2%. Street verdict: beat, PAT surprise +3.6%.
Disbursement growth, funding costs, collections, and credit quality remain the key forward drivers for the next 2–4 quar...
FY26 (last completed FY): PAT ₹2, 291 Cr, EPS ₹87.98, ROE 12.7%. Year-on-year: PAT YoY +18.3%. Street consensus for FY27...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for PNB Housing Finance Ltd.?
NiveshIQ detects active intelligence signals for PNB Housing Finance Ltd. (PNBHOUSING) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for PNB Housing Finance Ltd.?
PNB Housing Finance Ltd. operates in the Financial Services sector with a market capitalisation of ₹2,837,385.1L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.