Punjab National Bank Makes Available Earnings Call Recording for Q4FY26 Under SEBI Regulation 30
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Punjab National Bank
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Unlock signals — freeAbout Punjab National Bank
Punjab National Bank (PNB) operates across Treasury, Corporate/Wholesale, Retail, and Other Banking segments, offering a broad suite of products from savings and fixed deposits to gold monetization and micro‑SME loans. In FY27 Q2, the bank reported revenue of ₹57,901 crore and net income of ₹22,088 crore, reflecting steady profitability amid a competitive banking landscape. Recent governance changes include the appointment of IAS officer Divesh Sehara as Government Nominee Director, which may enhance regulatory alignment and strategic oversight. PNB’s competitive position is reinforced by its extensive retail footprint and diversified loan portfolio, though it faces pressure from larger private banks and fintech entrants. The bank’s growth outlook remains positive, supported by rising loan
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹1.1L Cr +131.50% | ₹1.2L Cr +13.70% | ₹1.0L Cr -18.30% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹9,157 Cr +253.40% | ₹18,552 Cr +102.60% | ₹18,022 Cr -2.90% |
| EPS | ₹8.28 | ₹16.23 | ₹15.96 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
Punjab National Bank Appoints IAS Officer Divesh Sehara as Government Nominee Director
Punjab National Bank Appoints IAS Officer Divesh Sehara as Government Nominee Director
Strategic Outlook
- Q1FY27 results: PAT ₹5, 339 Cr, EPS ₹5.06. Growth context: PAT QoQ +2.2%. Street verdict: strong beat, PAT surprise +36.2%.
Loan growth, deposit mix, asset quality and margin stability are the primary drivers for the next 2–4 quarters, with no ...
FY26 (last completed FY): PAT ₹18, 022 Cr, EPS ₹15.96, ROE 15.0%. Year-on-year: PAT YoY -2.9%. The company has not provi...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for Punjab National Bank?
NiveshIQ detects active intelligence signals for Punjab National Bank (PNB) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for Punjab National Bank?
Punjab National Bank operates in the PSU Banks sector with a market capitalisation of ₹13,446,743.3L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.