Caught Out By SBI Cards' Fall? Here's What Bears Saw
NiveshIQ
NSE: SBICARD · Financial Services
SBI Cards and Payment Services Ltd.
₹532.90▲ ₹7.90 (+1.50%)
Price Chart · Daily closes
1Y
6M
3M
1M
1W
1D
⚡ Intelligence Signals
5 active
🟢 Bullish Earnings Catalyst
📊 RS Laggard (5D)
🔄 Sector Sweep
⚡ Signals Aligned
📉 Pullback
NiveshIQ has detected 5 active signals on SBICARD. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeExpected Move
1D / 1W / 1M range derived from news, fundamentals & technicals
1 Day
±1.8%
1 Week
±4.2%
1 Month
±9.6%
Confidence Score
Based on historical directional & magnitude accuracy for this stock
74
/ 100
About SBI Cards and Payment Services Ltd.
SBI Cards and Payment Services Limited (SBICARD) is a non‑banking financial company that issues credit cards to individuals and corporates, offering products such as corporate, central travel, utility, corporate purchase and virtual cards. The company also acts as a corporate insurance agent, selling policies to its cardholders. In Q2 FY27, SBICARD reported revenue of ₹13,130 cr and net income of ₹2,608 cr, a 75% jump in profit and a 3% rise in revenue versus the prior year. The firm’s recent partnership with Air India for a co‑branded credit card is expected to broaden its customer base and increase transaction volumes. However, a shift towards higher‑yield EMI loans could compress margins and affect valuation. SBICARD remains a key player in India’s credit‑card market, backed by the Stat
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹16,968 Cr +24.16% | ₹18,072 Cr +6.51% | ₹19,900 Cr +10.11% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹2,408 Cr +6.62% | ₹1,916 Cr -20.41% | ₹2,167 Cr +13.06% |
| EPS | ₹25.39 | ₹20.15 | ₹22.77 |
Annual figures in Indian Rupees (Crores). Source: company filings (NSE).
Recent News
SBI Cards launches co-branded Google Pay Flex SBI Card
SBI Cards and Payment Services Ltd. Share Price Live Today
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+ 3 more stories about SBI Cards and Payment Services Ltd.
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Sign up free — it's instantStrategic Outlook
- Q2FY27 results: revenue ₹5, 141 Cr, PAT ₹778 Cr, EPS ₹8.17. Growth context: revenue YoY +3.6%, PAT YoY +74.8%, revenue QoQ +2.0%, PAT QoQ +17.0%.
Order growth, user retention, network density, take‑rate discipline, and unit economics remain the key forward drivers f...
FY26 (last completed FY): revenue ₹19, 900 Cr, PAT ₹2, 167 Cr, EPS ₹22.77. Year-on-year: revenue YoY +10.1%, PAT YoY +13...
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+ 3 more outlook points
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⚡Intelligence Signals — AI-detected patterns across news, earnings & technicals
📈Price Chart — 1D to 1Y daily closes for SBICARD
🎯Expected Move — 1D / 1W / 1M range from news, fundamentals & technicals
🧠Confidence Score — Historical directional & magnitude accuracy for this stock
🎙Analyst Target Price — Consensus target with buy / hold / sell breakdown
📰Full News Feed — All stories synced in real time with AI impact summaries
🔭Strategic Outlook — Growth drivers, risks & upcoming catalysts
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Frequently Asked Questions
What AI signals does NiveshIQ provide for SBI Cards and Payment Services Ltd.?
NiveshIQ detects active intelligence signals for SBI Cards and Payment Services Ltd. (SBICARD) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for SBI Cards and Payment Services Ltd.?
SBI Cards and Payment Services Ltd. operates in the Financial Services sector with a market capitalisation of ₹6,142,136.8L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.