SBI Cards and Google Pay Launch Co-Branded Google Pay Flex SBI Card
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SBI Cards and Payment Services Ltd.
NiveshIQ has detected 5 active signals on SBICARD. Sign up free to see what each signal means and how it affects the stock.
Unlock signals — freeAbout SBI Cards and Payment Services Ltd.
SBI Cards and Payment Services Limited is a leading non-banking financial company in India, providing credit cards to individual and corporate customers. The company offers a range of products, including corporate, central travel, utility, and corporate purchase and virtual cards. SBI Cards also acts as a corporate insurance agent for selling insurance policies to credit card customers. With a strong presence in the Indian market, the company has a significant revenue base of ₹11,866 crore and a net income of ₹2,167 crore. Recent developments suggest a potential turnaround in the company's fortunes, with the stock showing signs of trend reversal after falling over 30% from its highs. The company operates as a subsidiary of State Bank of India and has a strong competitive position in the In
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹12,751 Cr +19.40% | ₹14,826 Cr +16.30% | ₹19,900 Cr +93.50% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹2,408 Cr +6.60% | ₹1,916 Cr -20.40% | ₹2,167 Cr +63.90% |
| EPS | ₹25.39 | ₹8.28 | – |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
SBI Cards Launches Co-Branded Google Pay Flex SBI Card
SBI Cards shares gain after Q1 results, CLSA upgrade; Check price targets
Strategic Outlook
- Q1FY27 results: revenue ₹5, 205 Cr, PAT ₹664 Cr, EPS ₹6.98, EBITDA margin 35.4%. Growth context: revenue QoQ +5.5%, PAT QoQ +9.1%. Street verdict: inline, revenue surprise +18.6%, PAT surprise +1.2%.
Order growth, user retention, network density, take-rate discipline, and unit economics remain the key forward drivers f...
FY26 (last completed FY): revenue ₹19, 900 Cr, PAT ₹2, 167 Cr. Year-on-year: revenue YoY +93.5%, PAT YoY +63.9%. Street ...
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Frequently Asked Questions
What AI signals does NiveshIQ provide for SBI Cards and Payment Services Ltd.?
NiveshIQ detects active intelligence signals for SBI Cards and Payment Services Ltd. (SBICARD) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for SBI Cards and Payment Services Ltd.?
SBI Cards and Payment Services Ltd. operates in the Financial Services sector with a market capitalisation of ₹6,142,136.8L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.