SBFC Finance Reports 14.7% RoE as ICICI Securities Maintains View
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SBFC Finance Ltd.
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Unlock signals — freeAbout SBFC Finance Ltd.
SBFC Finance Limited, a non-banking financial company, engages in fund-based financing activities in India, primarily offering secured loans for micro, small, and medium enterprises (MSME), loans against gold, unsecured personal loans, and unsecured business loans. The company serves entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals, and other individual customers. As of FY26, SBFC Finance reported revenue of ₹1017 Cr and net income of ₹451 Cr. The company has expanded its loan management services and operates as a corporate agent of insurance products. Recent developments include a 31% profit growth in Q4 FY26, with spreads expanding. SBFC Finance has a strong competitive position in the Indian financial services sector, driven by its
Financial Highlights
| Metric | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹1,019 Cr +38.80% | ₹1,307 Cr +28.30% | ₹1,679 Cr +28.50% |
| EBITDA Margin | 0.00% | 0.00% | 0.00% |
| Net Profit | ₹238.00 Cr +58.70% | ₹345.00 Cr +45.00% | ₹451.00 Cr +30.70% |
| EPS | ₹2.29 | ₹3.20 | ₹0.87 |
Annual figures in Indian Rupees (Crores). Source: BSE filings.
Recent News
Buy SBFC Finance; target of Rs 130: ICICI Securities
Buy SBFC Finance; target of Rs 130: ICICI Securities
Strategic Outlook
- Q4FY26 results: revenue ₹454 Cr, PAT ₹123 Cr, EPS ₹1.11. Growth context: revenue YoY +3.4%, PAT YoY +30.1%, revenue QoQ +6.7%, PAT QoQ +4.2%. Street verdict: beat, revenue surprise +47.0%, PAT surprise +0.4%.
No specific capex or expansion announcements have been filed recently; demand conversion and margin discipline on the co...
Forward consensus estimates for the next FY will be the key financial watchpoint as the current year plays out....
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Frequently Asked Questions
What AI signals does NiveshIQ provide for SBFC Finance Ltd.?
NiveshIQ detects active intelligence signals for SBFC Finance Ltd. (SBFC) — including earnings catalysts, relative strength patterns, sector sweeps, and pullback setups. It also shows an Expected Move (1D/1W/1M range based on news, fundamentals and technicals) and a Confidence Score based on historical directional and magnitude accuracy. These are exclusive to NiveshIQ.
What are the key financials for SBFC Finance Ltd.?
SBFC Finance Ltd. operates in the Financial Services sector with a market capitalisation of ₹1,092,325.7L Cr. Revenue, net profit, EPS and EBITDA margins across the last three annual periods are shown above, sourced from BSE filings.
Does NiveshIQ provide investment advice?
No. NiveshIQ provides educational market intelligence and research context, not investment advice or buy/sell recommendations.